If you are making investment decisions based on what happened in markets in the last week or the last day, you risk chasing past winners or perceiving as the greatest risk something that has already occurred and been priced in. Learn more.

Given the sudden and unexpected nature of natural disasters, at first not many similarities may come to mind, but on examination here are some of the common themes I observed.

Although long-term bond yields have recently gone up, they have simply gone back to where they were at the start of last year, pre-Covid. Importantly, central banks worldwide continue to hold their official short-term interest rates near zero to support the economic recovery.

When to invest is a big question facing many budding and experienced investors. The answer seems difficult and has caused a fair few headaches, but here is an example of when to invest that gives a clear answer.

The President may change, but we still expect a divided government to remain in place (with Republicans controlling the Senate) limiting the ability for Biden to make major legislative changes. We expect the following policy to shape markets over the next six to twelve months.

Wondering why the interest rate on your term deposits is so low? There are a few reasons for that.

Last month we introduced Mike O’Donnell, so this month we thought we would introduce Lifetime and give you some background to the company he works for.

Meet Mike O’Donnell of Lifetime and learn about his involvement and experience with the Judiciary Insurance and Superannuation Schemes.