Welcome to the Sandwich Generation – where you're caught between two sets of responsibilities, and still trying to plan for your own future. It’s not easy, but it is manageable. And the good news is, you don’t have to do it alone.

JANZ and Lifetime have worked together to again achieve a no underlying rate increase for the Judiciary. Lifetime are also the brokerage for the Judiciary Superannuation Scheme

In addition to the judicial group schemes of superannuation and life insurance, Lifetime is pleased to be able to offer a Fire and General (F&G) insurance package to the Judges Association of New Zealand (JANZ) for judicial officers. 

When it comes to mortgages, most people focus on one thing, getting the lowest interest rate. But the lowest rate today doesn’t always lead to the best outcome over time. Interest Rate Averaging is a strategy designed to reduce risk, smooth cashflow, and create flexibility, rather than trying to perfectly time interest rates, which no one can do consistently.

Summer has a way of easing the pressure. The days feel longer, the calendar softens a bit, and life slows just enough to remind us that not everything needs to be urgent, solved, or optimised right now. It’s a subtle shift, but a powerful one. And it’s what we like to think of as the summer reset.

We would like to take this opportunity to end the year with a couple of reminders, as well as two areas that may be of interest, and lastly to wish you all the best for the festive season.

As parents, or as grandparents, we all want our children to grow up confident and capable, especially when it comes to managing their money. Financial literacy is a crucial life skill that’s best nurtured from a young age. Here are some practical tips to help your kids understand the value of money and develop healthy financial habits.

Over half of New Zealanders say financial stress has impacted their wellbeing. It’s not just a statistic. It means many of us are quietly worrying about our financial future, unsure who to turn to or where to start.

While women now make up nearly half of New Zealand’s workforce and account for over 60% of university graduates, many still feel disconnected from their personal finances. Career success does not automatically translate to financial confidence, and, often, women are juggling high-pressure roles while also carrying the weight of expectations and invisible responsibilities.

If you’re in your 40s, 50s or even 60s, chances are you’re juggling more than just your own goals right now. Maybe your kids still need your help financially — while at the same time, your parents are beginning to lean on you too.

Travel can be exciting and an adventure — and a bit of financial planning can help ensure your holiday memories aren’t clouded by an unexpected hit to the wallet. That’s why we’ve put together some tips to help travellers avoid some of the fees that can pile up faster than your holiday pics.

Best Doctors, now AIA MyCare, was established over 30 years ago by two Harvard medical professors who had the vision of connecting people, regardless of location, with leading experts from around the world.

When was the last time you sat down and not only set some goals, but mapped out the best way to ensure they are achieved? Goal modelling is more than just financial planning — it’s a roadmap to achieving what truly matters to you. It’s getting answers on what you could be achieving in life, and the best way to get there. 

As 2024 draws to a close, Lifetime proudly reaffirms its partnership with JANZ and shares important updates on investment and insurance benefits. Discover how changes to ANZ’s NZRT and AIA’s MyCare can impact you, and let us extend our warmest holiday wishes for a joyous festive season.

The intergenerational wealth transfer is an opportunity to create lasting financial security for your family, but it’s not without its challenges. Here are some considerations to take into account.

AMP has appointed BlackRock, one of the world’s largest asset managers, to replace ANZ as the new underlying investment manager of the ANZ Funds, which will be renamed the ‘Global Select Funds’.

AIA’s MyCare (previously known as Best Doctors) is an additional benefit to the AIA Judiciary Insurance Scheme and there is no cost to the members. It has been a year since I last talked about MyCare in the JANZ newsletter, so I thought it was time to remind you all of this wonderful service and its benefits to you and your family. 

In the hustle and bustle of daily life, the concept of mindfulness often finds its place in discussions about mental health and stress reduction. However, its impact on financial wellbeing is worth exploring.