There is a lot to be said for creating a file marked with words such as “On Death” with important information for the benefit of those who will be left behind. Instant access to all that information, particularly at a time of great family stress, will be invaluable.
Put as many of the following as you can into the file (don’t worry if you can’t find them all). Create it now. Keep it updated. Keep it safe. And at the right time for you, talk with your family about it.
In my folder I have:
A copy of my will
Birth certificate, marriage certificate
Medical Health number
GP contact details
Family and dependants (names, addresses etc)
Tax reference and Superannuation numbers
Details of my accountant, financial adviser, probate solicitor
Bank account details
Insurance policies, pension
List of income, savings
List of regular outgoings, debts
Property details
Other assets, including car
My advance decision (living will)
My registered lasting power of attorney
My wishes for burial or cremation
My other wishes for the funeral
And other reasonable wishes
A short history of my life and family
Digital information: usernames and passwords (or where to find them)
For the YouTubers amongst you, follow this link to a short yet informative instruction video.